Free 20-minute consultation
Rivers Tax Advisory Group
RetireSecure Blueprint™
Retirement budgeting built around your real numbers
A federally licensed Enrolled Agent and Certified Financial Education Instructor helps you understand exactly what you'll have to live on, and builds a personalized budget to get you there confidently.
IRS Enrolled Agent
CFEI Certified
100% confidential
No investment advice
Working with a federally licensed tax professional makes a difference
As an IRS Enrolled Agent, Brenda Rivers is federally authorized to represent taxpayers and provide tax guidance, giving you tax-aware retirement budgeting that generic financial coaches simply can't offer.
Most retirees under-withhold — and don't find out until tax time
Social Security, pensions, and IRA withdrawals are all taxable, and often under-withheld by default. The RetireSecure Blueprint™ helps you find the gap before it becomes a surprise bill.
The RetireSecure Blueprint™
Your path to a confident retirement budget
Four straightforward steps, from your first call to a written budget in hand.
What you'll receive
Everything in writing. Nothing vague.
Written retirement budget report
Your personalized RetireSecure Blueprint™ in plain English, income, expenses, surplus or gap, and recommendations
Custom budget spreadsheet
Excel tracker set up with your actual numbers, ready to use the day you receive it
After-tax income summary
Exactly what each income source puts in your pocket after federal and state taxes, prepared by a licensed EA
Written action plan
3–5 specific steps to take in the next 30 days, adjusting withholding, reviewing accounts, and more
90-day priority email access
Questions come up. Email Brenda and get a response within 2 business days
RetireSecure Blueprint™ packages
Choose the support level that fits you
Start with the free consultation, Brenda will help you decide which package makes sense for your situation.
Retirement Ready
$297
Intake + 60-min session + written report + custom spreadsheet
Most popular
50% off - limited time
First Year Confident
$497
$249
Everything above + 60-day check-in + SS tax worksheet + 90-day email access
Retirement Secure
$797
Everything above + 3 quarterly reviews + RMD planning + Roth conversion analysis
Do I need to have my taxes done first?
No. Brenda works with estimates, and if your prior-year return is handy, even better. You don't need anything formal before your first call.
I already have a financial advisor. Do I still need this?
Most advisors focus on investments, not day-to-day budgeting or tax withholding on retirement income. Rivers Tax Advisory Group fills that gap, without selling any investment products.
What does an Enrolled Agent actually mean for me?
An Enrolled Agent is federally licensed by the IRS, the highest credential the IRS grants. It means Brenda can provide authoritative tax guidance on your retirement income that a regular budget coach cannot.
Does Rivers Tax Advisory Group give investment advice?
No. Rivers Tax Advisory Group provides tax-informed budgeting and retirement income planning. We do not manage investments, recommend securities, or act as a financial advisor under SEC or FINRA regulations.
What if I'm not retired yet?
We work with clients who are 1–3 years from retirement too. Starting the RetireSecure Blueprint™ early gives you more time to close any income gaps before you stop working.
Ready to see your real retirement numbers?
Book your free 20-minute consultation with Brenda Rivers, CFEI, EA, no homework, no pressure, no obligation.
No paperwork required before we meet
Video or phone, your choice
Personalized action item, yours to keep
Zero obligation to book a paid package
Mobile: (804) 205-8541
Email: [email protected]
Rivers Tax Advisory Group · Brenda Rivers, CFEI, EA · IRS Enrolled AgentRetireSecure Blueprint™ is a trademark of Rivers Tax Advisory GroupTax-informed budgeting and retirement income planning. No investment advice.